What to do when you have raw sewage spilling out into your garage?

Here is the first challenge as a new homeowner:
What to do when you have raw sewage spilling out into your garage?
a) pour bleach over all the disgusting sludge and sewage that's come out of the pipes
b) call 4 plumbers cos no one can find the blockage
c) call the insurance company only to be dicked around and told there's nothing wrong with your sewer
d) take minimal showers, don't wash dishes, don't do laundry for 4 days
e) all of the above


If you answered (e) you have won the grand prize!!!

BTW, I'd just like to saythat people are better off uninsured cos insurance covers nothing and all you do is pay through your nose, wait around for them to send their people and then get told that they don't think there's anything wrong with your home even though there's still sewage coming out the pipes.  If you have no insurance, at least you know you gotta do it yourself... instead of clinging onto empty promises. Steve Poizner is going to get a really nasty letter from me... and so is the insurance company.